Small Business Loan

Take your business to new heights

Typically used for business expansion, construction or renovation, inventory, working capital, start-up costs, or machinery and equipment upgrades. We work with you to learn your needs, craft the right funding solution, and support you every step of the way.

How it works

We provide loans with affordable rates and flexible application criteria to small businesses and microenterprises in the Greater Philadelphia region. Loans are available from $500 to $50,000. Loan requests for start-up businesses are limited to $15,000. You may request an interest-only period for up to 6 months from the start of the loan term. Please review the following, then click “Get Pre-Qualified” to get started.


Most small businesses, including start-up businesses, are eligible. Businesses providing predatory financial services, illegal, or illicit services are not eligible.


We look at the borrower’s credit report. There is no credit score cut-off and we will generally look at the content of credit reports for proof of recent improvement.

Collateral Details

Collateral is not the primary consideration of Small Business Loans. However, we will attempt to collateralize the loan to the fullest extent possible using the most responsible combination of business, personal, and third party assets available.
Eligibility Loan Size Payment Application Fee
Businesses generating revenue for 12 months or longer
Up to $50,000
24-72 months
$50 (1st Applicant)
$25 (Additional Applicant)
Businesses not yet opened or generating revenue for less than 12 months
Up to $15,000
24-60 months
$50 (1st Applicant)
$25 (Additional Applicant)

Technical Assistance

Regardless of your experience with borrowing, we are here to guide you through the application process. Start by filling out the pre-qualification form. Our Loan Department will review your eligibility and follow up with you as soon as possible. If you are eligible, we will invite you to submit a complete credit application along with providing the requested financial documents.

Free Business Plan Template

Wondering how to write a business plan? Access our free Business Plan Template to guide you through the process of how to make a business plan.
We were having trouble finding money to finance our project. They really took a chance on us.
Katherine Wade | Bark Park Philly

Our Loan Programs